• Real Estate
  • Cash
  • Fixed Income ( Bonds, Notes)


  • You seek to protect your capital and are somewhat concerned when this does not occur.
  • You have a very basic understanding of the investment markets and their operations.
  • When you think of the term risk, you think it means ‘danger’.
  • When you make a financial decision, you usually focus on the possible losses.
  • You seek moderate returns and do not wish to take on more than a low level of risk.
  • With your present investment monies, you would be comfortable taking very low risks and you are not very comfortable with the concept of risk.

Investment strategy and timeframe

  • Historically, the probability of a negative return in any one year is 4%.
  • Recommended investment timeframe is from 1 to 3 years.
  • Investment returns over the long-term aim to be better than the Inflation.
  • This investment portfolio is made up of around 100% defensive assets.
Liquid 60 Pct.