Moderate Conservative

  • Real Estate
  • Cash
  • Fixed Income ( Bonds, Notes)
  • Equity

Objective

  • You are prepared to establish a diversified portfolio to partially protect you from inflation and tax.
  • You have a general understanding of the investment markets, but would like to have a broader understanding in order to explore the possibilities.
  • When you think of the term risk, you think it means ‘uncertainty’.
  • When you make a financial decision, you are more focused on the possible losses, but also keep in the mind the possible gains.
  • You are prepared to accept a moderate level of risk (and therefore volatility) in the overall capital value of your investments.
  • You are generally a low risk taker and are somewhat comfortable with the concept of risk.

Investment strategy and timeframe

  • Historically, the probability of a negative return in any one year is 17%.
  • Recommended investment timeframe is from 2 to 3 years.
  • Investment returns over the long-term aim to be Inflation plus 2-3% pa.
  • This investment portfolio is made up of around 90% defensive assets and 10% growth assets.
Liquid 65 Pct.